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Immediate credit card care service
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| Displaying 290 to 300 (of 560 questions) |
Page: 30 of 56 |
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User Name:
pam |
Date:June 26, 2007, 8:56 pm |
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Can my credit score be lowered if i were declined credit? |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. . Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. That's why, the first and the most important thing to do is to request your credit report and get to know your score. This three-digit number serves as the main indicator of your creditworthiness. If the score is below 620 you can only be approved for the bad credit deals. If it is 620-659 turn to the cards for fair credit. And if your score is above 660 you are actually eligible for the best offers. Thus, turn to the appropriate category, read all the information attentively and choose the deal that suits you most. Then fill an application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
jess |
Date:June 30, 2007, 10:19 pm |
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I dont have any credit and i am always getting denied they keep sending me prepaid cards. Is there anything i can apply for and i wont get denied? |
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Answer:
First of all, it should be mentioned that too many applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. It is a vicious circle as a matter of fact. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
colleen |
Date:July 1, 2007, 12:19 am |
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do you have a credit card that people with bad credit from canada can apply for? |
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Answer:
At the moment on our site you are welcome to compare the best cards for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. So, if you are an official resident of Canada, pay your attention to the best Canadian cards. However, all Canadian cards from American Express CA presented on our website require either good or excellent score, thus, don't forget to request your report and make sure you are eligible for them before submitting an application. If your credit is bad, unfortunately, you are not eligible for them. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
kristen |
Date:July 3, 2007, 10:04 pm |
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is there any credit card that does NOT have a balance transfer transaction fee? |
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Answer:
Nowadays credit card balance transfers are a widespread tool of reallocating your debt from a high rate card to a better one. The majority of issuers offer no annual fee and 0% intro APR on balance transfers for new customers for a period from 6 to 15 months. In addition, it is also possible to consolidate debt from more than one card. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
isis |
Date:July 5, 2007, 2:57 pm |
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i have a low fico score, never had a credit card and have no debts. why do i keep getting denied when i apply by all and what credit cards will i be approved for?? |
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Answer:
Getting a credit card today in fact requires no special effort. However your chances of being approved are largely based on your credit risk. If your score is poor (below 620) the risk for the bank is high. That's why your report is checked more thoroughly and it is more difficult to get a card. Thus, if you've decided to apply you should choose carefully and apply only for deals you are eligible for. The most important thing you should do is to request your reports from all three bureaus (not only one of them!). Check all of them for any mistakes or inaccuracies. If you find any, ask the bureaus to correct them as soon as possible. If the information in your report is inaccurate the bank may deny your application. Learn your current scores. If your score is low (below 620) you can only apply for bad credit deals. Turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Another fine way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. It reduces the risk, that's why the lenders generally are more eager to issue such cards for people with bad/no history. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
John Brown |
Date:July 6, 2007, 4:57 pm |
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I just got offered a credit card from first premire bank with a 300.00 credit limit. The set up fees, the yearly fees and the other fees equal about my credit limit. I have a 560, 550 and 510 credit score but I am going to try to repair that and some of it is clearly inaccurate. My Mom who has excellent credit told me not to activate that card and to find one she could co-sign for me on, but I cant find one online with the application for a co-signer. Can you help me find one? |
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Answer:
In fact all good credit applications allow to co-sign for someone. However as it happens you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, your mother (co-signer) applies online through our service for any good/excellent credit card. She gets approved. Then she can call the bank and say that she would like to add someone to her account and that she will be a co-signer for a person with bad credit history (you). She must tell your social security number. Then the co-signer receives a statement by mail. You must sign it and send back. After that you will share an account with your mother (co-signer). Mind, that you will get two cards with two different numbers, but the account and credit limit will be the same. By making timely payments you will start building your credit history as the information on your payments will be sent to all credit bureaus every month. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
sarah smith |
Date:July 7, 2007, 12:44 pm |
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please call me to explain to me how to get a card. 423-426-7069 |
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Answer:
If you want to get a credit card via our site, you should make a few simple steps. First, you should choose a card, according to your needs and credit history. Second, you should fill out the online credit card application. In the application form you indicate the address to which the card should be delivered. You can order the card from any place where you have access to the Internet, plus you need to know such information as your SSN, address and previous account number (in some cases). All the best, Manager of Immediate Credit Card Care Service |
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User Name:
cyn |
Date:July 10, 2007, 5:16 pm |
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What recourse is available to us when our credit card company decides to increase our apr because of the amount of the balance of unsecure debt. Our credit is good with a credit score in the mid 700's. We have requested that it be decreased but they refuse. What can we do now? |
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Answer:
As it happens the issuer really can change the APR on credit card. If you are not satisfied with the terms of your current card you are able to transfer your balance to a new one. A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. On our website you are able to find best balance transfer offers from various banks. These deals are created primarily for people with good or excellent history, so is your score is in the mid 700's you are surely eligible for one of the 0% balance transfer cards. The terms of the cards in fact differ, and it is only up to you to decide which of them to prefer. If you want a card without balance transfer fee pay your attention to Blue from American Express and Clear from American Express. They charge no balance transfer fees and offer fixed APR on balance transfers for life. If you wish to obtain 0% APR on balance transfers apply for Discover, Citibank or Chase cards. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
amanda Thurston |
Date:July 12, 2007, 7:53 am |
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Can you tell me I have a banruptcy on my credit report that is almost 2 yrs old in Oct of this year. Can you tell me if it will be hard to appy for a credit card. ? |
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Answer:
Nowadays, recently bankrupt can also obtain a card. Mind, that negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you are not eligible for a credit card. It may be more expensive than before, and available with lower limits and less favorable terms. A secured credit card is a good way to establish a history after bankruptcy as it is usually offered with lower rates than unsecured cards. Rebuilding creditworthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, you should request your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit cards or secured cards, presented at our website and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Jennifer |
Date:July 12, 2007, 11:26 pm |
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i have a credit score of 620 611 611 but on my credit i also have some collection that has been paid off what kind of credit card should i apply for |
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Answer:
The credit score is very important as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your score is 620, 611 and 611 it is considered bad. That's why we recommend you to choose among the cards for bad credit. On our website you can find several variants of such cards from First PREMIER, Columbus, Dakota, Millennium and Orchard. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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