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| Displaying 420 to 430 (of 560 questions) |
Page: 43 of 56 |
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User Name:
george milleew |
Date:September 1, 2008, 3:35 pm |
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if you can give me :no annual fee credit cards and low interest,I want them. |
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Answer:
There are a variety of plastics with no annual fee and low interest rate. Of course, your choice will basically depend on your credit score, as many issuers present no annual fee credit cards even for limited credit. As for the interest rate, it can be as low as it is possible for your credit score. Since you do not disclose your credit score, we cannot give any certain recommendations. So take a look at the following no annual fee credit card offers. Capital One Standard Platinum MasterCard has no annual fee, 0% intro APR on purchases and a variable ongoing APR of 19.5%. It is a popular and beneficial card for limited credit history.Capital One Platinum card, has, besides zero annual fee, the low 12.9% APR on both purchases and balance transfers and no BT fee. This card, being suitable for good credit history, includes Platinum membership benefits.American Express Blue card is the choice of many consumers with good and excellent credit history. It provides 0% intro APR on purchases, 4.99% on balance transfers and a points rewards program. |
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User Name:
Nancy Waldron |
Date:September 1, 2008, 9:31 pm |
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Are there any cards that will allow me to make a purchase on the Internet immediately? |
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Answer:
Yes, there are a number of instant approval credit card offers online that, if you qualify, would provide you with a temporary card number for making online purchases immediately. To qualify, you need to comply with the issuer's requirements perfectly well. You are required to have good or excellent credit history to be accepted for Blue from American Express®, an instant approval card with no annual fee, low interest rates and point rewards. The other eligibility requirements include: good and stable income, long payment history, low debt-to-credit ratio and some other. Carefully read the card's terms and conditions before you apply.Similarly, More® Card - Clear is also designed for good-to-excellent credit applicants and may grant instant approval if your credit report data qualifies. There should be no bad payments or any inaccuracies in your credit file, so that the issuer can quickly decide whether to issue you credit or not.If your credit is less than good and needs improvement, you can hardly get credit instantly, but you can count on the bank's instant response. If the response is positive, you'll soon get your card and will be able to spend on it. Consider applying for Centennial Gold MasterCard®/Visa.Remember, that instant approval and instant decision may not mean you can use the card number immediately. It's a rare practice today. But, if you are the right applicant, the process can be faster which means you get the card sooner. |
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User Name:
becky |
Date:September 2, 2008, 10:59 pm |
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i want to fix my credit. i need a unsecurd credit that doesn't have so many fees to taken out before i receive the card. thank you becky phillips beclar11@aol.com |
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Answer:
The choice of the right credit card is of prior importance if you want to rebuild your credit. Also, it is important to apply for a credit card you are most likely to get. If your credit is really bad, the most likely option for you is secured credit card. Many people dislike this kind of a card because it requires a security deposit to be installed before the bank issues a credit line to you. however, this type of plastic prevents you from getting a denial. If you are eager to get an unsecured credit card, you should be ready to higher than usual interest rates and low credit limit. However, in case you show reliable credit behavior, the bank can cut your interest and increase the credit limit, so it will be necessary to pay on time and in full. Take a look at the following options for you case. First PREMIER Centennial Gold MasterCard/Visa provides low APR on purchases, regular $50 credit limit increases and a number of additional services, including 24/7 account access. Actually, this lender presents quite a range of plastics for bad credit history. For example, you can compare this card to another one - First PREMIER MasterCard/Visa that also has quite a low APR on purchases, quick credit decision and the same additional services. However, if you fear a denial, you can apply for a secured credit card like Applied bank Secured Visa which provides a low fixed interest rate independent of your payment style. You can also choose quite a high credit limit. |
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User Name:
debbie |
Date:September 3, 2008, 4:23 pm |
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What is the lowest credit score you can have to receive a credit card? |
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Answer:
Actually, it depends on the type of a credit card you are going to receive. A secured credit card does not require any credit score to be exposed, it is usually called "no credit check". So, if you are planning to get a secured credit card, you can have no credit score and you will be approved for one. Poor credit history starts with the score of 350 and with this score you can be eligible for an unsecured credit card for poor credit. be ready to rather high interest rates and low credit limit, which however, will get better after you show a reliable credit behavior. As a matter of fact, banks usually do not indicate the certain credit scores required for this or that credit card, so each application is considered individually. Here are some credit cards for limited and no credit history.Applied bank Visa is a great secured plastic for establishing credit. It provides quite loyal terms for those who are late with payments and has quite moderate interest rate and fees. Another secured credit card to consider is Black Diamond Visa by Millenium bank. It is widely accepted and has the convenience of the same interest rate for purchases and cash advances. As for credit cards that require no cash deposit, there are quite a number of them to choose among. Look for example at Capital One Platinum Visa which has quite low rate APR and fees while it provides savings for certain purchases, which is not a usual thing for less than average credit cards! |
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User Name:
M. DeLaunay |
Date:September 5, 2008, 8:47 pm |
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we have a master card, can you tell me a good credit card that will add up airline miles and or cash back by using the card? also could i also use the card for grocerys etc. to add up points?thanks |
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Answer:
If you want to earn rewards on groceries and other everyday purchases, then its best to apply for a cash back credit card. Basically, best cash back offers are meant for good/excellent credit customers, so check your credit report before you apply online. Discover® Open Road® Card offers double cash back bonus on grocery store purchases and 1% cash back on all other purchases. No annual fee and 0% intro APR on purchases apply. 2% cash back on groceries and 1% back on other purchases is also offered by No Hassle CashSM Rewards from Capital One. Cash rewards don't expire and there's no amount limit on them. The card has no annual fee and low rate APR on purchases.If you prefer miles rewards, and your purchases are not necessarily travel-related, consider applying for Capital One No Hassle MilesSM Rewards . You'll accumulate miles on each dollar spent on eligible purchases, with no expiration and limitations. Low rate APR on purchases and balance transfers apply with this offer.Make sure your credit rating complies with the requirements and apply for a credit card online. |
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User Name:
B Hilton |
Date:September 11, 2008, 12:21 pm |
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No credit history, how to get a credit card? |
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Answer:
if you have no credit history, of course, you can obtain a credit card, but you will have to be careful when making an application. Your aim now is to get approved, that is why you should search for a plastic you are eligible for. In many cases people apply for a secured credit card in order to prevent denial. However, before choosing a plastic, you should analyze your credit history and needs, as every applicant has a unique situation. As for credit card offers for limited or no credit, they are not many and you should be ready to pay fees and interest rates that are higher than those of a regular credit card. here are some options for estimation.Capital One Standard Platinum card has 0% for a number of months of introductory period. Besides, unlike most plastics for limited credit, this card provides a savings program! You can compare this credit card to another product of Capital One - Classic Platinum MasterCard which also has a variable interest rate and zero interest intro period. Besides, htis card provides no balance transfer fee which can also be useful for many consumers. Savings program is also attached to this credit card.In case you want to avoid denial or have some problems with credit in the past, you can consider Millenium bank Gold MasterCard which is issued on a secured basis and has guaranteed approval. the card is also remarkable for being widely accepted and providing travel insurance. |
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User Name:
Laverne Stegall |
Date:September 11, 2008, 2:02 pm |
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Since I am a student and need additional monies for books, housing, laptop, what would be the highest credit limit for me? |
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Answer:
There are a number fo student credit card offers issued by different banks. All of them are designed to meet students' basic needs and are issued after the bank looks throught he applicant's credit history. Student credit cards by different banks have various features, so you can see plastics with points rewards, no annual fee or beneficial balance transfer terms. However, it is impossible to say what your credit limit is going to be, because this feature depends on many factors. The bank estimates your income, your credit score and experience with other credit cards, after which you will be informed of your credit limit. Thus, a student credit card can provide as low as $500 credit limit or as high as $3000 - 5000 credit limit. Some banks also provide tools to help you estimate how much you are going to get with a credit card. Pay attention to the following student plastics. Capital One No Hassle Cash Rewards for Young Adults is OK for limited credit. It has rather low variable APR and a bunch of rewards including cash back and a yearly bonus of 40%. Citi mtvU Platinum Select Visa for College Students provides 0% intro APR, generous points rewards program and a numbe rof special rewards related to entertaiment. Discover Student Tropical Beach card also has zero interest intro period, low ongoing APR and cash back rewards of 1% - 5% on different categories of purchases, some of which can be chosen 4 times a year. |
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User Name:
ashley |
Date:September 11, 2008, 4:18 pm |
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i applied for a no credit credit card and dont understand why i didnt get it, if its specifically for those who do not have a credit history. |
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Answer:
Unfortunately, it is impossible to give a definite answer to this, since every bank practice their own way to evaluate the applicant's eligibility. And there can be some information in your credit report that does not meet the bank's requirements to eligibility. We strongly recommend you to try to find out the reasons for denial by contacting the bank. it will help you in future when you try to make another credit card application. The only way we can help you now is giving a list of the most popular credit cards for no credit. Capital One Platinum Visa provides the attractive 0% APR on purchases which is followed by a competitively low variable APR. Besides, the card includes an exclusive savings program which helps you to save considerable on certain purchases. Another mentionable credit card by Capital One is Capital One Standard Platinum which also provides 0% intro APR, but the ongoing APR is higher. A range of savings is also included in the offer. people who have difficulties in getting credit due to such things as bad credit, often turn to secured credit cards. An alternative to secured cards can be a plastic by First PREMIER bank, for example, Centennial MasterCard/Visa which has a low interest rate and a range of additional services including online account management. |
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User Name:
sharon |
Date:September 13, 2008, 12:53 pm |
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Is there a card that does not have so many fees that you owe $250 before you even start? I realize there must be some fees to operate but alot of them are sooooo high on everything. Start up, annual, transaction etc, Can you halep me? |
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Answer:
The amount and number of fees depend on the type of credit you have. if you have limited or no credit, the bank considers you to be a high risk, so you have to pay higher rates and fees. Most credit card for limited credit have such charges as setup fee and annual fee in addition to rather high interest rate. However, later on, as you show payment accuracy and wise credit card usage, some fees can be lowered or cut off. As for transaction fee, they can vary with different issuer, so you can make a little investigation to find the best option. Since you do not specify your credit score and needs, we can introduce a number of credit cards with minimum charges.If you have limited credit, you can consider Capital One Classic Platinum card which has no setup fee, a low annual fee and rather competitive interest rate. This card also includes a savings program which makes it rather attractive for consumers with credit to be improved. Another popular plastic of this type is Capital One Platinum Visa which also has a variable low rate APR and quite moderate fees. People who have positive credit history can apply for American Express Blue card which provides no annual fee, the latter being a rare thing for good credit cards. This plastic also hs a low interest rate on alance transfers and an alluring points rewards program. |
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User Name:
Connie Rachels |
Date:September 16, 2008, 5:35 pm |
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looking for credit card other than first premier for not so good credit |
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Answer:
If you are interested in credit cards for less than average credit and want to improve your credit score, you can consider a number of plastics by such leaders as Capital One and Orchard bank. Just compare the features of the plastics and make sure you are eligible for the chosen option befire sending your application. Capital One Platinum Visa has variable APR which is rather low and during the first months of card usage you are going to enjoy 0% intro APR. Another credit card to look at is Capital One Classic Platinum which also has a competitive variable APR and intro period of zero interest. Both the plastics provide a savings program for certain purchases.You can compare the plastics by Capital One with the product by Orchard bank - Classic MasterCard. It provides 0% intro period and quite moderate fees. This card also has convenient set of additional services: payments reminders, access to your account etc. |
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