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Credit Card Offers for People with Limited or No Credit History

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At BestCreditOffers.com you can find, compare and apply online for a card with limited or no credit. With credit card offers for limited or no credit bank offers you can start establishing your credit history. Find out more about offers for limited or no credit below.

Credit Card Offers for People with Limited or No Credit History
  • 0% intro APR on all purchases until May 2011.
  • Upload a favorite image to create your own card design.
  • $0 Fraud Liability if your card is lost or stolen.
Credit Card Offers for People with Limited or No Credit History
  • 2% cash back on gas and groceries.
  • 1% cash back on all other purchases.
  • No limit on the cash you can earn and cash won´t expire.
Credit Card Offers for People with Limited or No Credit History
  • Get the credit you need and the first year´s annual fee is on us.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
Credit Card Offers for People with Limited or No Credit History
  • 100% Guaranteed Approval.15
  • $0 Activation Fee.
  • Build Credit History.
Bank Name
Credit Card Name
Intro APR Purch.
(Intro Period)
APR % Annual Fee Apply / Details
Secured MasterCard®
Capital One®
Secured MasterCard®
n/a 19.8% (V) $24
  • Get on the road to credit.
  • Automatic reporting to the 3 major credit bureaus.
  • Track credit with access to your credit score and other tools.
  • You may qualify for credit line increases with no further security deposit required.
See details

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Best Prepaid Cards with NO Credit Check:

Bank Name
Prepaid Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Direct Deposit Bill Pay Apply
Details
AccountNow® Prepaid Visa®
MetaBank
AccountNow® Prepaid Visa®
$0 Yes! No Yes Free Free
See details
Reloadable Prepaid MasterCard®
Capital One®
Reloadable Prepaid MasterCard®
$4.95 No No No Free Yes
See details
READYdebit® Platinum Visa® Prepaid Card
MetaBank
READYdebit® Platinum Visa® Prepaid Card
$9.95 Yes! No Yes Free Free
See details
UPside Visa® Prepaid Card
MetaBank
UPside Visa® Prepaid Card
$0 No No No Free Yes
See details

15 See Card Terms and Conditions.

If you are searching for a credit card for limited or no credit, but no bank has approved you so far, check the credit cards featured on this page. These are best offers with reasonable fees and competitive interest rates for limited, no credit. Apply online today, use a manageable credit line, payment convenience and a range of additional benefits and programs. Please note, if you apply for a secured credit card, a security cash deposit is required by the bank, this deposit will be used as collateral in case you are late, it lowers the risk of non-payments and so makes it easier to qualify for a card. If you're looking for an affordable and easy-to-get card apply here!

Secured credit cards can be a fast and relatively safe way to establish credit history if you pay your bills on time to all of your creditors and keep balances below limits. If you wish to build credit, look for a card that provides monthly credit bureau reporting services.

Carefully read the terms and conditions of your cardholder agreement to learn about different types of APRs and fees applied to your account. Pay special attention to set up fees and annual maintenance fees that reduce your initial credit limit. The size of your credit limit is determined by the security deposit amount.

Best secured offers online require no credit check and approve you regardless of your current credit rating. Apart from affordable fees and rates, you'll benefit from additional features typically found on Gold and Platinum credit cards - auto rental and travel accident insurance as well as extended warranty protection.

Limited Credit Offers

In this section we give a view of options from major banks and issuing companies. They offer products for average, limited or no credit score customers. You'll find new offers at Fair Credit Credit Offers representing the offers for people with fair score that can help improve credit history.

Like the deals for people with fair rating, Cards for Bad Credit will be of much interest for you if you wish to improve your score. The choice for people with low score is wide enough, so you're sure to select one.

Those who haven't had any credit cards yet, can turn to our Cards for Limited/No Credit where you can find no credit score deals that are the best to start establishing your history. People who have less than perfect credit can also choose one of Secured Credit Card Deals that require some money deposited before starting to use.

Related FAQs

I'm trying to get a good credit history. I know there is nothing hardly at all on my credit report. How can I get a credit card company[...]

Answer:

No or limited credit history absolutely does not mean you can’t qualify for a credit card. First of all, there are credit cards created specifically for people with no credit, and then you can always apply for a secured card if you can find the necessary amount for secu[...]

How can I establish credit without using a prepaid or secured card? I want just a regular credit card. I have some credit..but it is ve[...]

Answer:

If you have limited or no credit history, and wish to establish credit, there are credit cards you can apply for without paying cash deposit. But keep in mind these credit cards may have setup or activation fees up to $95 though sometimes they can be paid over time. And[...]

I have no credit but I would like a card where I don t have to put $200 deposit to start.

Answer:

If you have limited or no credit history, and do not wish to pay a security deposit, then depending on your personal needs, you can choose to apply for a prepaid debit card or a credit card. Both credit cards for limited or no credit history and prepaid debit cards may [...]