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Best Credit Card Offers - Lowest APR

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Using a lender's money a borrower pays a price called interest. An interest rate is the percentage of the original amount lent paid annually. Nowadays you can easily apply online for credit card to get Visa or MasterCard with low interest rate or even 0% APR for introductory period.

These cards feature either a low fixed rate APR or a low introductory APR.

These Credit Offers are Only for People with Excellent or Good Credit History.

Have Bad or No Credit History? Click Here! Fair Credit? Click Here!

Best Credit Card Offers - Lowest APR
  • 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours.
  • 0% intro APR until August 2011 on purchases.
  • Transfer your higher-rate balances.
Best Credit Card Offers - Lowest APR
  • 1.25 miles per dollar on every purchase, every day.
  • Redeem miles for airline tickets, hotel rooms, car rentals and more.
  • No limit on the miles you can earn and miles won´t expire.
Best Credit Card Offers - Lowest APR
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
  • No annual fee.26
  • Concierge service that caters to your needs 24/7.
Best Credit Card Offers - Lowest APR
Discover® Card
Discover® More Card
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR.
  • 0% intro APR on purchases for a full 6 months, then the Regular APR.
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

The Longest 0% APR Period for Balance Transfer

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.26

No annual fee.26

Bank Name
Credit Card Name
Intro APR
PURCH.
Intro Period
PURCH.
Intro
APR
BAL.TR.
Intro
Period
BAL.TR.
APR % Annual Fee Apply
Details
Discover® More Card - Black
Discover® Card
Discover® More Card - Black
0% 9 months 0% 12 months 11.99% -
20.99%± (V)
$0
See details
LSU Tigers™ Platinum MasterCard® from Capital One®
Capital One®
LSU Tigers™ Platinum MasterCard® from Capital One®
0% Until
August
2011
n/a n/a 13.9% (V) $0
Call (866) 554-0808
See details
Discover® More Card - $75 Cashback Bonus
Discover® Card
Discover® More Card - $75 Cashback Bonus
0% 6 months 0% 12 months 11.99% -
20.99%± (V)
$0
See details
Platinum Credit Card
Capital One®
Platinum Credit Card
0% Until
August
2011
0% Until
August
2011
14.9% (V) $0
Call (866) 554-0808
See details

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

A lot of online credit card offers of low interest credit cards include no annual fee credit card offers, low APR credit card offers, 0% APR credit card offers and online credit card offers promising generous rewards, such as cash back, gasoline and Frequent Flyer rewards, hotel rewards and others.

You can find best low interest credit card offers for average credit, good and excellent credit history. If you have no/limited credit, choose the best competitive low APRs available for your credit profile. If interested in business credit cards, student credit cards, U.K. credit cards, look for them in the list of low rate credit card offers.

Among zero percent credit card offers and low APR credit cards there are balance transfer credit cards issued by all top credit companies that emulate in offering the lowest rate credit card.

At BestCreditOffers.com it is convenient to make a close evaluation of low interest rate cards and apply online for credit card that suits your needs most excellent among the best low interest credit card offers. But be careful, terms of such credit card offers as low APR credit card offers or 0% credit card offers can vary.

There are some things for a customer to know about low rate credit card offers, or 0% APR credit card offers before he is ready to apply online for credit card. Firstly, think about your current credit record. If it is OK for low credit card offers, start regarding the terms of best credit card offers.

It is known that intro rates of low rate credit card offers are fixed for the promo period. Be aware of the length of introductory period and of the rate later. When you obtain new low APR credit cards, close your account on the old card. BestCreditOffers.com will help you get the best from low credit card offers. Find best low interest credit card offers here!

You can choose among best cards of MasterCard, Visa applications or another bank credit card with low APR credit card offers and compare best low interest credit card offers to other best credit card offers. When you are sure that among all best credit card offers one of low rate credit card offers will be the happiest choice for you, seize the opportunity of our safe applications.

A great amount of our visitors choose low rate credit card offers being certain they are the most advantageous of all online credit card offers. Many people think it is sensible to search for best credit card offers among online credit card offers. Choose low rate credit card offers (low credit card offers) at BestCreditOffers.com. Apply online for credit card that fits your needs!

Best Credit Card Offers

Here we gathered for comparison the best offers from the top companies and banks. Here you can find the Best Credit Cards deals as considered by our specialists.

Compare the deals and arrive at the best ones you may have. There really are offers you will like. We let you apply online for a plastic at the best Instant Approval Cards for good or excellent history. They give not the guaranteed online approval, but an instant one instead of waiting for an answer.

You can find Low Rate Card Offers providing a low intro APR that change to a higher or to a low rate, or fix-rated APR, later. No Annual Fee Cards offers are always popular with customers, and here you are free to compare the deals.

For even better ones, look through the best Balance Transfer Cards that let you transfer higher-interest balances and get a lower rate. We also present Business Credit Cards offers to control business expenses and get rewards. Such are frequent flyer bonuses, cash rebates and many others. Among the best online offers are Student Credit Cards that start building good history of young people. You are welcome to apply online for to enjoy the best online offers on hand.

Related FAQs

How will a late payment tell on my APR? I have applied for a low interest credit card. Will I get default APR applied to my account imm[...]

Answer:

A low interest credit card is an asset worth putting effort into. Default APRs, late payment fees and other measures imposed by issuing companies should and do work as incentives to make at least minimum payments on time. According to new rules default rates can be appl[...]

Everyone is trying to apply for a low interest credit card; they say it s the best. If I pay in full each month, will 0% intro rate mak[...]

Answer:

Low interest credit cards are indeed what everyone is trying to get, paying no or low interest on balance you owe helps to save money. If you pay in full every month, low APR will be beneficial to you only if there’s an emergency and you can’t pay in full. Credit cards [...]

I am looking for a credit card - I have good credit on its way to excellent credit. would like to get 0% intro rate on purchases for 12[...]

Answer:

View our best low rate card offers for people with good or excellent history to choose what is best for you. While majority of low interest rate credit cards have 0% introductory APR on Purchases for only as long as 6-9 months, some do offer 0% interest rate for a perio[...]

± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
26 See the online Citi credit card applications for details about terms and conditions of reward programs and offers.